ADL Insurance - Our Services
At ADL Insurance, we have been servicing insurance needs to clients in Hayden, Coeur d’Alene, Post Falls and the surrounding areas for over 15 years. Although ADL Insurance offers all health Care Insurance, we specialize in Medicare Insurance and Long Term Care Insurance. Whatever your insurance needs are, ADL Insurance is the right choice to help you get through the maze and customize an insurance coverage that is right for you.
Traditional Medicare Supplements (Medigap):
- Choose your own doctor or Hospital with approved charges covered at 100%.
- No office co-pays.
- No deductibles.
- No referrals needed.
- No enrollment period. You may change at any time.
Medicare Advantage Plans:
- All-in-one Medicare Health plans with prescription drug coverage if desired.
- Low monthly premiums.
- Office co-pays.
- Hospital co-pays.
- Outpatient cost sharing.
Part D Plans:
- Stand alone prescription drug plans - Over 40 different plans available in our area with formularies changing on an annual basis.
CALL TODAY FOR A COMPLIMENTARY REVIEW OF YOUR PLAN.
Long Term Care Insurance:
You might be surprised how affordable long-term care insurance protection really is when you compare it to having to pay for care yourself.
Why purchase a long-term care policy?
- To be able to stay at home.
- Avoid dependence on other for care.
- Protect your savings and assets.
- Avoid welfare
- Ability to leave an estate for your heirs.